Spending distribution in 2019

Jan 7, 2020 19 Comments

So I have been analyzing my spending habits for the previous year, and thought to share with the community and see how others are doing.

This is the breakdown; percentages as of post-tax income (salary only).

1) 27.5% on "essential" expenses - rent, car insurance/gas, utilities, phone plan, food, etc
2) 22.5% on "optional" expenses - dining out, travel, entertainment
3) 22.5% on ESPP (contributing max 15% of pre-tax allowed)
4) 27.5% on savings - mostly Vanguard, Wealthfront and a little bit of Robinhood

What do people think? Curious to see how fellow Blinders as well spend their hard-earned monies.

TC: ~350K (most of it stock, only salary spent above). YOE: 2

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