Is there any lender that considers RSU income or some percentage of it towards total income qualified against mortgage?
TC: 230+320
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All that said, with stock volatility and being conservative, you shouldn’t really try and increase your mortgage to the extent where you are pushing the limits. I personally try and live on my base only, and treat the rest as gravy.
It’s a personal question but let me still ask. Would it be too aggressive to consider 100k out of the 350k in mortgage calculations? I mean is that something most people wouldn’t do?