Oscar🐨koala

Wealthfront vs Ally vs Citi vs Marcus

I was bored and was looking at bankrates today. Apparently Citi now offers “Accelerate” account at 2.36+. * WF = 2.57% * Ally = 2.1% * Marcus = 2.15% The cons of Citi is the rate is not transparent (last known is from the news). But I am curious (1) has anyone signed up for Citi AA, (2) would you switch to WF? I see so many Ally customers here on Blind but I am currently a Marcus customer. Their service and website has been real good.

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AMD $&!# Jun 28, 2019

If it’s and FDIC insured account, it doesn’t matter what bank

Facebook public2 Jun 28, 2019

That's a lot of trust you are placing in the government lol

Oath Atinlay2 Jun 28, 2019

Not enough of a difference to make me go through the hassle.

Facebook vjuiu Jun 28, 2019

Ally is 2.1

Oscar 🐨koala OP Jun 28, 2019

Thanks!

OpenText RIP Theon😥 Jun 28, 2019

Was too lazy to close my WF account from 2014. Now it’s finally useful to me.

eBay blitzer Jun 28, 2019

Wealthfront keeps raising interest, your money is FDIC insured up to $1MM. I’ve parked some cash there, no issues and the app is great. I use Schwab as primary checking for Bill Pay and brokerage and Intelligent Portfolio for Rollover IRA.

Genentech Raxe Jun 28, 2019

FDIC doesn’t insure more than 250k

eBay blitzer Jun 28, 2019

Take a look - https://www.wealthfront.com/cash

Autolist eFks14 Jun 28, 2019

Been moving all my cash to wealthfront since 3 weeks ago. Can't move the decimals and don't have account number for direct deposit, but besides those it's all good.

Oscar 🐨koala OP Jun 28, 2019

What do you mean by decimal?

Atlassian Luffy, M.D Jun 28, 2019

Ally customer service is 😿

Oscar 🐨koala OP Jun 28, 2019

Hey welcome back Luffy. Yeah I looked at the rating and chose Marcus instead (plus it is slightly more)

Atlassian Luffy, M.D Jun 29, 2019

Thanks!

Finale Inventory huHG50 Jun 28, 2019

WealthFront is best. I have a savings, IRA and non tax advantaged investment account with them.

Oscar 🐨koala OP Jun 28, 2019

Maybe i should move to WF for that sweet interest lol

Autodesk yuping Jun 28, 2019

SoFi it’s also a checking account