I really want one to play around with. I think they look and feel great.
I drive ~6000 miles per year (not a lot). Looking at spending $15k on a 2013-15 328 with an M-Package.
Talk me out of it.
I have $500k in savings, $325k in TC for 2021, and 2.5 YOE.
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You cannot be frugal and consider a BMW. So not sure why you are concerned about maintenance cost and still want this brand.