Have one account from a previous job, one account from FB. Seems like combining funds requires a lot of phone calls and hassle. worth it?
Dont be a lazy. Just roll it over.
Depends on the selection of funds / investment choices in them. If the new one provides more choices, rollover.
It’s really easy. This is a common process
Did this recently. Took 15 mins
I’ve done it. It’s trivial if it’s the same company’s that’s managing the 401k. Not sure otherwise. Probably still pretty easy.
Depends if the old plan is any better than the Facebook plan.
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Worried that our top performer is an attrition risk. How do managers handle this?
Why not rollover to IRA?
Can’t do a backdoor Roth
Do mega backdoor if you can. That doesn't care pre-tax balance in your IRA