Do insurance balances carry over when you switch companies?

Amazon
kgheod

Go to company page Amazon

kgheod
Mar 29 6 Comments

I'm switching from Company A to company B. Both provide health and dental insurance, with the same provider (Great West Life). When I switch, does the used insurance balance get carried over? Eg. There is a 2K yearly limit on massage, physio, etc. And Ive used 500, does the balance reset to 2K? Or will I only have 1.5K left for the year when I join the new company? Trying to decide how many massages to get before leaving.

TC: 225K

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  • Adobe
    GoEv

    Go to company page Adobe

    GoEv
    gets reset ( only exemption is hsa/fsa funds if you are using anything such).
    Mar 29 1
  • Meta
    vrpuppy

    Go to company page Meta

    vrpuppy
    Unfortunately it varies a lot, and varies for an acquisition versus changing companies, and it varies whether your new health plan companies are the same as the old health plan companies, e.g Delta dental is the dental plan for both.
    Mar 29 1
    • Cigna
      Product_

      Go to company page Cigna

      Product_
      Not really - two employers both with their own self-funded plan do not talk to each other, even same insurance company.

      At most you may still see your old claims ( probably give you a new userid for new company)

      Now if the employer switched plans mid year (not often) things may be different

      But if you switch nothing comes with you

      Except your HSA balance you will keep

      Source: eh look at where i work
      Mar 30
  • It depends, you have to ask the new plan provider.
    Mar 29 0
  • No.
    Mar 29 0