Hi Blind. Hope you are well and having a good week. I am thinking about buying a property in Southwest Florida since it looks like I may be able to work remotely permanently. I am probably going to buy a condo in the $250k-$300k range with 20% down. Could anyone who recently secured or is looking into a mortgage share what interest rate they were able to secure for a 30 year fixed mortgage? I am seeing a range of interest rates thru online searches from 2.25% (no name lenders), 2.875% (Bank of America), to 3.25% for other lenders. I am quite unfamiliar with the process and don't want to enter my information just yet on the lending sites and be contacted with spam or by a bunch of lenders. Thanks so much in advance - you all are the best!
#realestate #remotework
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comments
1. 4K for 2.25% is a very good deal
2. Closing costs may contain different payments from different lenders, some may ask for 3 months escrow, another for 12
I was just pre-approved for a 445k townhouse in northern va at 2.99% for whatever that’s worth
Depending on your lifestyle you can definitely find a 1 bed 1 bath or studio in those areas for less.....nicer 1 bed condos will run you 500k to start