Those with major/chronic health condition - how is US health care?

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TLfVmzzUaB

New

TLfVmzzUaB
Feb 23 9 Comments

Looking for perspective from people with major health issue in the US (e.x. diabetes, cancer, anything where you might have unexpected hospitalization or sky high drug cost). Myself I have Crohns, currently in Europe where everything is covered, but am thinking of moving to Bay Area to pursue better opportunity.

In your experience, does good insurance (e.x. FANG level) cancel out horror stories seen on forum like Reddit? Such as insurance not recognizing certain procedure or certain drug? Or have you still had risk of debt, bankrupt etc. even with best insurance?

Hope you understand, I am not looking to start argument. US system is just very different than what I am used to and I am little familiar with it. Thank you.

#healthcare #insurance #bayarea

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  • You’d be fine with insurance.

    People on Reddit skew younger and poorer, and act like we all become destitute as soon as we catch the flu.

    I know several people with Crohn’s, all of whom are doing fine money-wise.
    Feb 23 0
  • I think for the most part FAANG insurance does cancel out such horror stories. You might want to connect to a crohns patient advocacy group to ask questions once you actually have to pick a plan. Most out of pocket maximum for the year is 3-4k for a single - and maybe much less. With FAANG salary you can afford it - just stay “in network”.
    Feb 23 0
  • Snap
    behbehbeh

    Go to company page Snap

    behbehbeh
    If you have insurance with your employer, then the US is fucking fantastic for health care. High quality care and tech and no long waits to be seen.
    Feb 23 0
  • Juniper / Other
    JxvH36

    Go to company page Juniper Other

     JxvH36
    With a decent employer sponsored insurance, you’ll be fine. I’ve lived in places with “socialist” healthcare models and they’re not that good for folks with conditions that require ongoing attention. The US healthcare model might be “paid” - but it’s better than free low quality healthcare with extended wait times.
    Feb 23 0
  • Meta
    Metamatess

    Go to company page Meta

    Metamatess
    I have chrons as well for the past 12 years .on medications and everything is covered by insurance
    Mar 7 0