Vanguard vs betterment vs wealthfront

Nov 12, 2019 14 Comments

What is the benefit of investing via Vanguard vs betterment/wealthfront or vice versa?
Is it advisable to invest in all the 3?

I recently opened an account with Vanguard and invested around 10k. After a few days I learned about betterment and wealthfront. I am not sure if I should go ahead and invest via Vanguard or consider switching to betterment and/or wealthfront or distribute amongst all the three? please help.

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TOP 14 Comments
  • Just use vanguard target date fund and forgettaboutit
    Nov 12, 2019 1
  • Intel / Eng
    Feetcode

    Go to company page Intel Eng

    Feetcode
    It's mainly about fees, robo advisors will slap a fees that will eat into your returns, in the long run and with a decently sized portfolio, it will matter. Vanguard fees only comes from the investments themselves.

    Have you checked out M1 financing? I personally use it to invest, they don't have any fees, they are just like vanguard but much more flexible because they allow you to buy partial shares.

    I use wealthfront for their high yield saving acc only
    Nov 12, 2019 3
  • Apple
    rusu80

    Go to company page Apple

    rusu80
    Expense ratios. Vanguard is far more competitive, saving you huge amounts of money over many years of investing. Do the math yourself and you’ll see.
    Nov 12, 2019 1
    • Yes I agree there. That’s why I was confused when I read this another post talking about the benefits of robo inverters giving access to the automatic features like automated rebalancing, total loss harvesting amongst many others.
      I have copied the comment from that other post below if you are interested.
      So yeah my point was with all these features taken into account does vanguard still win?
      Nov 13, 2019
  • Google
    UOCR46

    Go to company page Google

    UOCR46
    Betterment is trash. Wealth front is good for a high yield savings account
    Nov 12, 2019 1
    • I very recently started investing. I have invested in the index funds via vanguard. I am not sure whether betterment and wealthfront invests in index funds as well or it’s something different. I guess I want to understand what is the benefit of one over the other.
      Nov 12, 2019
  • Amazon
    boomtube

    Go to company page Amazon

    boomtube
    Does anybody have a calculations of the additional savings generated from Robo advisers compared to Vanguard’s lower fee?
    Nov 13, 2019 0