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since i have the same deductible and coverage for both in and out of network urgnt care, which one is better? afaik if i go to out of network one it will count out of pocket towards both in and out if network. is that correct?
The only reason to ever go out of network is if there is a specific provider you want to see who is out of network. Otherwise, financially, in-network is going to be better big picture.
Yup this
In network may have discounted prices for your insurance.