investment advice with 6-8% safe returns

A10 Networks QJxy08
5d 22 Comments

guys, can you give me some investment advice to park my 100k (cash) . i expect returns of 6-8% . please suggest some safe instruments. time horizon is 5 years.

190k TC, yoe 9. #stock #investment

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TOP 22 Comments
  • LinkedIn U💰S💰D
    Single family house rentals.

    Edit:
    Nevermind, 5 year horizon is too short for real estate.
    5d 4
  • Google / Eng lc4life
    Doesn't exist.
    5d 0
  • SAP DVOw73
    Time horizon for VTSAX is far too short for someone who’s so risk adverse and inexperienced. If you hit a downturn, you’ll sell at the worst moment. 6-8% + „Safe“ + 5 years does not exist.
    5d 4
    • A10 Networks QJxy08
      OP
      How about 15 year time horizon ?
      5d
    • SAP DVOw73
      VTSAX + Total Bond market mix that goes from 80/20 to 20/80 over time. It can also include more diversification such as total international index

      Or simpler and better for a beginner: Target retirement fund with a time horizon of 2035: https://investor.vanguard.com/mutual-funds/target-retirement/#/
      5d
    • Dell / Product kachua
      It does in real estate if you are cash flow positive and willing to ride the market craziness
      5d
    • PayPal KJwV18
      Are the gains on VTSAX taxed. If yes, are they taxed as unrealized, or only on selling?
      5d
  • Google / Product mqIG14
    Mutual fund with a moderately aggressive portfolio.
    5d 4
    • A10 Networks QJxy08
      OP
      Any suggestions ?
      5d
    • Adobe qkPA26
      VTSAX
      5d
    • Intel / Other cturtle
      Vtsax all the way. It has given 30% returns in 2019. Go for 60:40 vtsax:vbtlx in case of stock market variations
      5d
    • SAP DVOw73
      For too risky for 5 year horizon and requirement to be “safe”
      5d
  • Rubrik yeeeeeeet
    I'm in the same boat, but I want to buy a house in the next 3 or 4 years. Don't know what to do 😔
    4d 1
    • SAP DVOw73
      That time horizon, if you know you’ll buy a house does not leave you with many options. CDs laddered?
      4d
  • Workday kjgyh5677
    Vtsax
    5d 1
    • A10 Networks QJxy08
      OP
      Is there any fees associated ? Or can be bought for free ?
      Also how is this compared to putting money in betterment ?
      5d
  • PayPal KJwV18
    Are the gains on VTSAX taxed. If yes, are they taxed as unrealized, or only on selling?
    5d 0
  • Dell / Product kachua
    SFR consistently gives you 6-8% cash on cash return plus appreciation. Try Austin metro where I predominantly play
    5d 0

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