guys, can you give me some investment advice to park my 100k (cash) . i expect returns of 6-8% . please suggest some safe instruments. time horizon is 5 years. 190k TC, yoe 9. #stock #investment
Vtsax
Is there any fees associated ? Or can be bought for free ? Also how is this compared to putting money in betterment ?
Doesn't exist.
Single family house rentals. Edit: Nevermind, 5 year horizon is too short for real estate.
Can u elaborate on what do you mean by single family home rentals ? Show me some maths . Horizon is bit fluid for me.
Time horizon for VTSAX is far too short for someone who’s so risk adverse and inexperienced. If you hit a downturn, you’ll sell at the worst moment. 6-8% + „Safe“ + 5 years does not exist.
How about 15 year time horizon ?
VTSAX + Total Bond market mix that goes from 80/20 to 20/80 over time. It can also include more diversification such as total international index Or simpler and better for a beginner: Target retirement fund with a time horizon of 2035: https://investor.vanguard.com/mutual-funds/target-retirement/#/
SFR consistently gives you 6-8% cash on cash return plus appreciation. Try Austin metro where I predominantly play
Are the gains on VTSAX taxed. If yes, are they taxed as unrealized, or only on selling?
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Mutual fund with a moderately aggressive portfolio.
Any suggestions ?
VTSAX