Anytime I try to use my US credit cards abroad for something other than groceries, my card gets declined.
It happens at Toll booths, at Gas stations. I am trying to buy a car to my parents, and I couldn’t even pay the deposit with my Chase card.
Because of that I have to keep a foreign bank account and spend days waiting for money to travel around.
These cards are branded as « international » and allegedly give you access to the « whole visa/mastercard network in the world », but in reality it just doesn’t.
Anybody here who works at Visa or MasterCard knows why that is? I mean it’s obviously to combat fraud, but letting sellers block all foreign cards completely defeats the purpose of these networks.
I wonder if UnionPay works the same...
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European POS terminals have trouble accepting US cards without chip and pin (we have chip without pin). Touchless is taking off in Asia but no longer built into most US cards.
Most of the world only accepts card + signature for foreign (US) tourists at this point. Most countries do not work off of signature-based terminals.
Pretty sure it’s payment processors here blocking all foreign banks. I’m just surprised that Visa/MasterCard allow them to do that.
After you've used it for a while the limit will increase also
The only issue I've noticed with Revolut card is contactless sometimes not working but inserting the card has worked ok. I use a superior option now but it's only available to people in the UK for now