HR IssuesOct 6, 2019
NewtmkW01

payroll overpayment being sent to collections agency

A large fortune 25 company claims they overpaid me in expenses and some days as well. its all BS. i wont get into the details. but they claim i owe them 10k and i disagree. they claim they will be sending it to a collections agency if i dont comply comply with reaubmitting the payment. what are my options? - ignore everything? what happens then, since the originator is not a credit company does it actially affect my credit? is there a grace period? what would you do?

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Apple Shouldyou? Oct 6, 2019

Place 5 land mines in your front yard. That ought to teach them a thing or two.

Twitter Chirped Oct 6, 2019

Or 5

Google splB80 Oct 6, 2019

Have you done the maths yourself? If you did, Im on your side, otherwise I don't think an established company would want negative publicity and attorney fee for no good reason.

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tmkW01 OP Oct 6, 2019

They company isn’t getting their own lawyer. They are selling the debt to an agency

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lanku Oct 6, 2019

How can it be BS if you won't share the accompanying details?

Google d3j88wq Oct 6, 2019

Time to get a lawyer

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VtUd51 Oct 6, 2019

I would ask for the breakdown, in writing, of how they arrived at their conclusion. I would then consult with an employment law attorney to look over the validity of their claims and go from there. My understanding is the employer can send the amount to collections if need be.

Yelp sJJv80 Oct 6, 2019

Yep. Google “debt validation letter,” for a template to follow.

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tmkW01 OP Oct 6, 2019

Should I just let it go into collections and deal with that agency? Or contact the employer and work with them? I also want them to reverse everything with the IRS because this overpayment takes me into a higher income bracket

eBay not@ebay Oct 6, 2019

Always, always, always try to work with the originator of any and all of your debts. It just gets 100x more complicated once it goes to collections.

Google cigsinside Oct 6, 2019

What are the claims? Do you have in writing how much you were owed?

Uber itsdara Oct 6, 2019

Work with them, don't ignore, get everything in writing.

Microsoft Tier 1 Oct 6, 2019

You could just let it go to collections then send a debt validation letter to get the collection removed from your credit report, and wait for it to disappear.

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tmkW01 OP Oct 6, 2019

I was thinking about this route. Let it go to collections. Dispute the claim. Ask for everything in detail. Assess whether there is a threat of a lawsuit or not. Apparently 80% of claims go unpaid

Microsoft Tier 1 Oct 6, 2019

Yeah I’d say do this and if the collections agency or your former employer try to sue, or if Experian/Equifax/TransUnion (you have to contact each, individually) don’t remove the collection, then get a lawyer. Lawyers are expensive and I don’t think you need one right now.

OpenTable Meliodas Oct 7, 2019

If you ignore everything, you will end up with the debt on your credit report and possibly a judgment against you for the debt. It doesn’t matter if they are a credit company, they are a creditor to the “debt” they think you owe them. Get your attorney involved, before it goes to collections. Waiting for it to go to collections and thinking a letter will make it all go away is naive. The company has its documentation, the collections agency will use it to justify the debt claim against you.