Stripe vs Plaid New Grad

Amazon
Pinata97

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Pinata97
Sep 23, 2021 13 Comments

Stripe Offer: 135 Base, $80K RSU per year (Annual Value Grant), $50K signing, 10% bonus
Plaid Offer: 135 Base, $250K RSU/4 yrs, $25K signing

Team is unknown for both. Stripe has annual value grants which limit upside but I may be able to start early 2022 to join before potential IPO (unclear when that would be).

#stripe #plaid #swe #software #engineering #newgrad #fintech

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  • Firstly congratulations on getting both these offers.

    If I were you, I'd join Plaid for the following reasons
    - still pre IPO, you could walk away in a few years with 2x-3xing equity. This could also happen with Stripe, but more likely with Plaid given their low valuation and room for growth.
    - Stripe is a much bigger company at this point, and at Plaid you will might get more responsibilities, and potentially faster career growth.

    However, none of this matters if you actually want to start saving $ in your bank account from day 1. If this is important to you (which for most people is, and it's no shame in having it be... not everyone has a trust fund) then go take Stripe.

    It'll be great for you resume. They have a great culture (even though they might be a bit too preachy for my liking), and I'm sure as a new grad you will learn a lot.
    Sep 24, 2021 3
    • Yeah no bonus or refresher but you lock in stocks for 4 years at today’s valuation va stripe. If I had a new grad sister or brother who had these two offers I’d be recommending plaid over stripe to them all things considered.

      There’s no one thing between the two of them that hands down makes me choose either.
      Sep 24, 2021
    • Feel free to DM me as well if you want to chat more.
      Sep 24, 2021
  • Definitely Stripe if that's the TC's. Plaid's future is kind of an unknown. I assume that's not a return intern offer from Stripe? Where have you interned before, use that to neog Plaid. I know Stripe doesn't Neog
    Sep 23, 2021 2
  • How was the interview process with Stripe? I'm going to start the hacker rank soon. Any advice? Also I'd choose stripe.
    Sep 23, 2021 0
  • OP I'm curious where your minds at with these offers?
    Sep 24, 2021 0
  • Also check out https://www.teamblind.com/post/Plaid---Bull-and-Bear-Case-YcaXma4w for thoughts on Plaid
    Sep 24, 2021 0