1 week no insurance?

Amazon / IT
veSO44

Go to company page Amazon IT

PRE
Symantec
 veSO44
Mar 11 23 Comments

I am planning to resign 3 weeks before next joining.

I am worried about insurance. My wife is pregnant and she is also covered under my plan.
I have a HSA plan and i remember there are some conditions for HSA that you need to be covered for entire year without loss of coverage.

Pretty common situation so if anyone know what can are my options.

Tc 410

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 TOP 23 Comments
  • Roblox / Eng
    heyhoooooo

    Go to company page Roblox Eng

    PRE
    Electronic Arts (EA)
     heyhoooooo
    Most of the company insurance will cover until end of month when you resign. Double check your coverage and make sure you resign early month
    Mar 11 5
  • Even HSA plans are legally required to give you cobra. You get a packet in the mail after you leave. COBRA will cost as much as your employer and you were paying for the premium. You have I believe 30 or 60 days to enroll and coverage will backdate to the day you left your previous job. You can do cobra for a single month or up to a couple years depending on the state. Your HR dept will definitely have this info
    Mar 11 4
  • In case you need to use healthcare, COBRA is retroactive for 3 months
    Mar 11 0
  • Amazon
    😡 desi

    Go to company page Amazon

    😡 desi
    For Amazon you will be covered till the end of the month.
    Mar 11 5
    • Amazon / IT
      veSO44

      Go to company page Amazon IT

      PRE
      Symantec
       veSO44
      OP
      yes the screenshot I have added is from the same link you shared and it says benefit ends on the last day!
      Mar 11
    • Roblox / Eng
      heyhoooooo

      Go to company page Roblox Eng

      PRE
      Electronic Arts (EA)
       heyhoooooo
      From the screenshot, it said Medical Coverage (first bullet point) and HSA (fifth bullet point) end “on the last day of the month that your employment ends”.

      I don’t know which benefits end the “last day of your employment” cause screenshot gets cutoff.

      So, no problem for you op?
      Mar 11
  • P&G
    babyodadad

    Go to company page P&G

    babyodadad
    If it’s just a week, don’t sign up for cobra. It’s a fucking scam (as is most other health insurance in the US). Just get a cheaper plan through healthcare.gov marketplace (still expensive) or through a private insurance company.
    You can also negotiate with the hospital to invoice you after you get your new employer’s paid coverage. They usually don’t have an issue.
    Mar 11 2
    • Amazon / IT
      veSO44

      Go to company page Amazon IT

      PRE
      Symantec
       veSO44
      OP
      But won’t the private guys won’t cover my wife since it probably pre existing condition of pregnancy. I probably don’t need it but want to know that for HsA from next employer do i need to cover myself for this 1 week?
      Mar 11
    • P&G
      babyodadad

      Go to company page P&G

      babyodadad
      As far as I’m aware, pregnancy is not a pre existing condition for most marketplace plans. Don’t know about private. I’m not fully understanding your second question
      Mar 11