if you have been planning to buy your first primary residence house in couple of years...
Location: Boulder, CO
TC: 190k
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There is no different math for primary residence than there is for rental properties. Check out the 1% rule and 50% rule b(www.biggerpockets.com is a good resource).
If a house's price to rent ratio is out of whack, you are buying a very expensive liability that will limit your options. Happy to share a model if interested and explain more