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Health Care & Insurance
- Those with major/chronic health condition - how is US health care? Looking for perspective from people with major health issue in the US (e.x. diabetes, cancer, anything where you might have unexpected hospitalization or sky high drug cost). Myself I have Crohns, currently in Europe where everything is covered, but am thinking of moving to Bay Area to pursue better
- vote How often do you get your eyes checked How often do you get your eyes checked?
- My cat is sick Please send love
- Best companies - Paternity Leave Lyft has 18 weeks but looking for more. TC - 395K
- Do doctors really deserve taking high consultation fees? I am on cholestrol controlling medication. Last couple of years, doctors repeatedly ordered lipid blood tests and he continued same medicine for years. Same thing for other health issues as well and based on test results what number going up/down doctors recommend medicine. What different they are
- Employers with HSA plans and non-Fidelity managed 401k plans I know this may seem odd, but I’m looking to shortlist prospective employers that offer both health plans with HSA account and have their 401ks managed by an entity other Fidelity, ideally Vanguard, but I’m flexible. Blind tax: YOE: 10 TC: 210k #insurance
- Sutter health Bay Area primary care visit. Saw a primary care provided as a new patient yesterday at Sutter health, Santa Clara. Have Aetna’s high deductible plan provided by Walmart. Even though the doctor is in network, my responsibility came for 350$. Is this normal. 😐 Takeaway: From what I have seen, In Sutter health, cash price and neg
- Has anyone ever use Bluechews? How does the process work? Did it work for you?
- Bad decision to get Kaiser insurance I switched to kaiser core last open enrolment. My first visit to the dr and Regret switching. My dr is not in network with the core and said it is the worse insurance. Anyway I think it is to late to switch and I am stuck with it until end of the year. What is your experience with Kaiser?
- Surprise bills from OON providers in an otherwise INN facility. Healthcare is terrible in US. The apps are useless, providers don’t care and the billing dept is least helpful. I know someone who walked into a facility knowing that is in-network and yet the anesthesiologist, who knocked him out within minutes during the procedure, was not in-network. Later he got
- Early deaths in young professionals Not sure if this is a coincidence but lately I've seen quite a few working professionals in 30s die of heart attacks and other diseases. I don't get why a person that's in her early 30s dies of heart attack. They look fit and apparently none in their family had history of heart attacks. Is this beca
- Confused about HSA contribution limit I have an HSA as part of my medical plan. My employer contributes some money to it every pay period, but I’ve never contributed to it myself before. I would like to start now. The annual contribution limit for an employee, as shown in the screenshot, is $3650. However, the text at the bottom says t
- vote HSA or PPO at Google Starting at the Google soon. Anyone have strong opinions on their health plans (outside of California)? Got a family of 4. Normally I'd go HSA but their PPO is cheap too. What you all think? #google #benefits #insurance
- Can you keep or choose your health insurance if you change jobs? I love my health insurance and need it for ongoing fertility issues (tests, IUI, IVF etc). It covers all procedures 100%. I feel stuck at my job because of this #insurance. Can I keep my insurance and switch jobs? How do I check if IVF etc is covered at my next job? Anyone know which insurance cove
- [Bay Area] Hair loss clinics recommendation Hi, I'm in need to consult with some quality hair specialist in the Bay Area ASAP. Could you please share some recommendations? As per some Google search, I contacted Dr. Oro in Stanford Health Care (https://stanfordhealthcare.org/doctors/o/anthony-oro.html), but he only sees patients if they are r
- link I was happily surprised to find out Meta's insurance covers the monthly HIV injection treatment. My partner has HIV and uses this now. https://www.cabenuva.com Apparently not all tech companies insurance do, his Dr says many in the area don't know it exists yet. Just sharing because it drastically improves our life and I'm thankful the company thinks of these things.
- Health insurance Let’s say I go to a new doctor or dentist office and say I don’t have insurance and pay cash price for the services, potentially for a lower price and file a claim with the insurance company myself for the cash bill. Would this work out to be cheaper? TC: 300K #insurance #medical #health
- Should I lose healthcare benefits if I smoke I heard France is thinking about making unvaxxed people pay for hospital (even for those who pay taxes). Do you think the government would generalize it to anyone not responsibly taking care of his health ? Like smokers ? Would you support it ? Say, depending on your BMI, you’d get access to healt
- Spend HRA - Job Change I have $3000 in HRA. It’s not transferable. How do I spend? Have till end of this month. Myself: No medical treatment Dependent: My wife is pregnant. Thought I could transfer but turns out I was wrong. TC: 130K
- vote Does insurances usually cover Massages? [waiting for response from the Blue Shield support.] I’m new to the US and assumed insurances does not cover massages. However a friend mentioned Canadian insurances do cover massages partially. Before I get some ambiguous/unclear reply from Blue Shield support, I wanted to check with my blind fol
- vote I think I may have caught Omicron Fully vaccinated but headache, runny nose, cough, sore throat and fatigue. I haven’t been in contact with anyone in the past 2 weeks other than DoorDash drivers and those were contactless Is this Omicron or a regular cold?
- How’s the job security at CVS Recently got an offer CVS as a senior analytics consultant. How is the job security at the company? Saw they have a massive layoff for corporate jobs in 2016. How’s the company now?#health
- vote Have you gotten you booster? Title says it all.
- Salary - Advisor Cloud Engineer - CVS Health Hello Everyone, I will be going into negotiation for Advisor, Cloud Engineer position at CVS Health. Could you please throw some light on how much annual package should I expect? Do CVS Health offer Sign On Bonus and Relocation? I am new to this and looking for some insights here. Highly appreciate
- link Mark Cuban launches an online pharmacy that sells generic drugs at low cost! Injectables like insulin are coming too! Cancer drug Imatinib that goes for $10K/mo is now $47/mo. Apparently many drugs are cheaper than Costco pharmacy and he’s adding more! https://www.tmz.com/2022/01/22/mark-cuban-launches-online-pharmacy-generic-drugs-affordable/ https://costplusdrugs.com/ #
- WA LTC exemption Now that WA LTC tax is delayed until further notice, have people already started cancelling their private LTC insurance? I dont want to pay for benfits that I might not use in near future. TC: 280k #insurance #health
- Anyone did a hair transplant? Was it worth it? Thinking of doing one in Turkey where they are actually good and not ridiculously expensive.
- Recurring Migraine I've been in the industry for 10 years and I have a recurring migraine since then. Is it related to our industry? If you're in a similar situation, how are you taking care of yourself?
- Thrive therapy experience with Google insurance Hello parents Any family had experience with Thrive therapy in California for their kids. I have autistic kid and I need to know more about other families experience with this private therapy provider and how easy to reimbursement Google ? Specially it is 170$/ hour Thanks #google
- Recommendations for private LTD and life insurance I want to do a private LTD and life insurance that is not tied to my employer. I also want to make sure I have a good LTD insurance that can pay me till retirement if I become disabled and cannot perform my job. Any recommendations? Also, what happens if I have LTD and life from my employer and als
- Very bad JPMC benefits policy for new joiners Looks like benefits will be effective only from 1st day of next month of join date. Example if someone joins on Jan 2nd, they will be provided medical coverage only from Feb 1st. Employee will not have any medical insurance until Jan 31 (unless they are enrolled in cobra insurance from previous empl
- FSA query Leaving my job and need to spend my employer-contributed FSA money. Can I buy directly from FSASTORE.com without a doctor prescription and get it reimbursed?
- Med Insurance for parents in India Looking for suggestions on insurance policy for my parents. They are 50ish and have some pre-existing conditions. Which medical insurance is good for them in India? Tc: 220K #insurance #medical
- Medical providers sending surprise bills to collections should be criminal The onus should be on the providers to prove that we owe them Why the hell should we have to prove that we don't owe them? Change my mind.
- Health Insurance for Parents Parents are visiting US and staying for 5 months. They are in early 60s. Dad is diabetic and mom had minor surgery for Mitral valve stenosis(heart valve problem) few years ago. Both in a good shape now. Contemplating between insubuy(United health care and Atlas America) and Inf Elite for insurance
- Health insurance policy for visitors My parents and in-laws ( all four 65+) often visit from India. But buying visitors insurance in US is usually expensive given their age and long stays (4 -6 months). Has anyone explored buying it in India at lower price, and availing it here? Are they acceptable here or I need to pay out of pocket
- Long term care(LTC) insurance I moved to Austin early this year from Seattle. I have enrolled into LTC in WA via Transamerica last year and my account was deducted around ~$307 in Nov. I read somewhere that WA has paused this until April 2022. So I reached out to them to cancel my insurance. They mentioned that I can use it even
- LinkedIn Insurance Providers/Coverage? Considering a switch over to LinkedIn, but can't find any info on who their healthcare and dental insurance providers are, or which family members can be covered. Anyone know? TC: 255k YOE: 4 years #insurance #linkedin #dentalplans #healthcare
- Best insurance for parents traveling from India to US Hi Blinders, I’m looking for the best insurance for my parents who are in their 50s and 60s and generally healthy who will be traveling to the US for a couple of months. I don’t mind paying a premium as long as it’s easy to use it if there is a need. Easy to use 1/ ideally I shouldn’t have to pa
- Tourist insurance for visiting parents There seems to be many options but very little feedback on if anybody actually used one and found it to be useful. Any one here found a plan that they were happy with? #insurance #medical #healthcare #insurance #medical #health
- vote Kaiser HMO or Aetna HSA for maternity? Hi My husband recently switched jobs and has an option to enroll into Kaiser HMO or Aetna HSA. We’re located in south bay area and are expecting baby this year. Based on your experiences, are Kaiser institutions reliable compared to either El Camino Mountain view or Sutter health Fremont (which are
- vote For those who got a COVID booster shot, did you get sick? I’m trying to decide how many days I should take off
- vote How are you sleeping? For those who are in tech, specifically in engineering roles, how are you sleeping? Are your sleep habits healthy? For those of you that are over 30 years of age and sleep pretty good on most nights, can you add what is helping you sleep? Is it a partner that cuddles you? Seeing your kids happy? Ex
- Suggestions for best insurance for parents coming to US for treatment I'm trying to see if my parent's cancer checkup could be done in US(they live in India). Ofcourse can't add them as dependents in employer insurance and individual insurances are either too expensive or very limiting or both. Tried to see if travel insurance would be enough but doesn't look like it
- Tested +ve for covid Tested +ve for covid… Can you suggest some better health insurance in USA for international student. As I have a coverage through company but my roomates are the one who graduated this term and non of them have no income or insurance 😣 I know it sounds horrible but not where to go and ask for this
- Compare medical insurance between Adobe and oracle Hello, I work for Adobe and my wife works for Oracle. So I have option to buy medical insurance from Adobe or Oracle. But I can not see too much difference. Don't know if somebody can give me some suggestion about where I should go.#insurance #medical #health #oracle #adobe
- Roblox Fertility Does Roblox have fertility assistance? If so, how much or how many ivf rounds do they cover? #roblox
- Fertility benefits at Microsoft What’s the fertility benefits at Microsoft? How much do they reimburse for fertility expanses? Thanks Tc: 400k 7 YOE #microsoft
- vote How much do you have in your HSA accont? I have close to 20k in HSA which is linked to betterment investment account but cant withdraw other than medical claims. Does it make sense in maxing it out year on year? #insurance #medical #health
- Cancel trustmark policy? I am on f-1 visa and have taken trustmark ltc policy since last year november. Now since its in the news that the non immigrants are excluded from this ltc law, is it safe to cancel the policy now? Anyone who has taken this decision lately?