I am trying to analyze which option is better by considering current high mortgage rates, either make down payment 40% or pay 20% down and remanining invest in other rental properties ? The difference in monthly payment is around 1300$ for 550k loan and 750k loan for my primary residence. With all savings either I can make 40% down and reduce monthly payment or use that additional savings to buy other rental home , which is better ? #mortgage #housing
All cash, if you can afford it
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I had the same question. Looking to buy a rental for 300k. I could pay all cash. I have 450k savings in cash. (Need at least 100k for rainy day). Or I should save down for a house of 800k.