Tech Industry
Yesterday
43708
Elon Musk had sex with SpaceX intern
2024 Presidential Election
Yesterday
527
Anyone remember when we shut down the world and beat 80yr olds on the streets for not wearing masks?
Tech Industry
2d
4656
Asian male is life on hardcore in America
Tech Industry
Yesterday
909
[India] What's your NW, age and Total YOE
Tech Industry
2d
40501
I'm rejecting any interview that is LC
Hi All, What are the major factors that affects your mortgage interest rate ? I am currently on H1B and having a good credit history of around 5 yrs. My wife is US Citizen and having a better credit score and length compared to me. However, my current TC is almost doubled compared to my wife. We are currently in a process of applying mortgage for our first home. Does that really matter who becomes the primary applicant for our mortgage ?
Check with your loan officer. I just completed refinancing and asked the same question. They said they take the average of all three credit bureau’s for both myself and my wife and pick the lowest . Also my loan officer said different lenders have different preference of what a good credit should be and usually pass 780 it doesn’t have an impact on rates .
I’ve never even heard of a primary secondary when it comes to house buying and you’re married.