Starting at MSFT and I read online that MSFT has a credit union called First Tech. Is there any benefits of joining or switching to it, from any perspectives (savings, interest rates, rewards, perks) Correction: looks like it’s not a MSFT credit union but just a bank that has benefits for its employees? Idk
Why lame? it is of use to a specific demographic.
Your right. That was insensitive of me
I started with a checking with BofA when in University yet after 6 months at Amazon they still rejected my loan. FT gave me the credit but at 9% APR and supposedly they would have reviewed the rate annually, but 5-6 months later I decided to shop around and BECU gave me 3% plus their 1.5% cashback Visa; Switched and since then I have been with them, tried back BofA, Chase and FT and I still like BECU the most
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It’s only useful for people new to USA who don’t have American credit history. First tech gives a good high credit limit card based on your salary. Once you have a good credit score first techs rates and offers will be worse compared to other banks.
That’s lame
Give real data. Suggest something which offer better rates with a good us credit history. E.g. first tech would offer 2.6 % car loan for 5 years. Do you get better rates? I mostly find those similar but not better. There is no cost to maintaining account, rather you get some credits for depositing pay etc. I would say it's worth 300 in a year, with zero banking fee. Mortgage rates etc. aren't any significantly better than getting those on ur own.