Can we afford a $1.8 M home?
We are both late 20s, with 1 year old kid. Total NW is around 1.5 M and HHTC is 450K. We have around 200K equity in our current home, with a 2.7% mortgage rate. Of the 1.5M, 700-800K is investments, 400K is 401K, 100K is in HYSA. Looking to upgrade our current home to be in better school district a