Any FAANG allows you decline group disability insurance coverage?

New newew
Dec 16, 2018 7 Comments

In the off chance that we have expert personal finance FAANGers here, are there any companies that allows you to decline their group disability income insurance?

Reason is that I have personal DI policy, top of the line, portable, and I can't exercise my option to increase the limit because of the group plan.

Yes, this is a HR issue. Please give employees the option to reject group DI plans, they will never be better than personal DI.

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TOP 7 Comments
  • Facebook public2
    You can always write in to decline free coverage but why on earth would you decline free money if ever needed?
    Dec 16, 2018 0
  • Microsoft gfba68
    Why is it a problem to have 2 DI policies? You get the same total coverage either way.
    Dec 16, 2018 0
  • Google ToGY40
    Google lets you downgrade it such that it doesn’t cost you anything.
    Dec 16, 2018 3
    • New newew
      OP
      Sounds like you can reduce coverage but not eliminate it completely?
      Dec 16, 2018
    • Google ToGY40
      Yep, I believe that’s the case.
      Dec 16, 2018
    • New newew
      OP
      Yeah ditto for my current workplace
      Dec 16, 2018
  • Apple XOfK47
    Can't imagine working for a company (or not) strictly based on that. I'm not knowledgeable, how much does that amount to during a year? As much as I spend on pizza?
    Jan 9 0

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