Bought a car with a permit, now what?

Rubrik / Eng
rkfkl

Rubrik Eng

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Sep 3 21 Comments

I see insurance quotes from Geico as high as 250$. What should I do now? Any insurance agency that considers my 3 year Indian driving history?

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TOP 21 Comments
  • Roku cruella
    OP. Get DL asap. Is there something stopping you?

    $250 a month is bad but I guess u can endure it for a month.
    Sep 3 2
    • Rubrik / Eng
      rkfkl

      Rubrik Eng

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      OP
      Does the premium drop immediately after I get my license?
      Sep 3
    • Roku cruella
      Yes. Immediately. Just call the insurance company and give them update.

      If they don't lower it. Shop around and u will find lower one for sure.
      Sep 3
  • Altisource newsearc
    Try Statefarm. My friend got a good deal as the agent included Indian experience. Also AAA is one of the cheapest without prior experience.
    Sep 3 3
    • Rubrik / Eng
      rkfkl

      Rubrik Eng

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      OP
      Did he get an online quote ?
      Sep 3
    • Altisource newsearc
      I think he called them after putting his details online
      Sep 3
    • Altisource newsearc
      Of even those guys call you once they get information
      Sep 3
  • Juniper fakeTrump
    Try farmers. I had the dame experience, they considered my Indian driving history.
    Sep 3 0
  • Facebook public2
    Get a lisence and get insurance. In short don't break the law.
    Sep 3 3
    • Roku cruella
      Wait. They probably got insurance. Dealer won't sell them car without insurance. Also DMV won't register a car in their name without insurance.
      Sep 3
    • Zillow Group whitehat!
      I don't think dmv checks insurance for registration. Dealers may.
      Sep 3
    • Roku cruella
      Which state? All the states I have been in DMV checks insurance before registration.
      Sep 3
  • Cloudera shshshsui
    I did the same and the insurance company sent me a notice in few months to submit a valid American license or they would terminate the insurance. Luckily I had my drivers license by then. So get ur license ASAP.
    Sep 3 3
    • Rubrik / Eng
      rkfkl

      Rubrik Eng

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      OP
      What did you give as your license number?
      Sep 3
    • Cloudera shshshsui
      I used my learners permit.
      Sep 3
    • Rubrik / Eng
      rkfkl

      Rubrik Eng

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      OP
      How much is your premium the first year?
      Sep 3
  • Amazon uaqh79
    3 years isn’t that long, that would place you at a 19yo level of experience in the US. $250/month for a 19yo sounds about right tbh. Also I’ve heard that the rules of the road are a fair bit different there?
    Sep 3 2
    • Roku cruella
      No insurance company considers indian exp. The agent might ask if u mention just to show it matters. But in their premium calculation it doesn't.
      Sep 3
    • Amazon uaqh79
      That makes sense to me
      Sep 3
  • Pandora / Eng joystick
    Get married to someone with a long and perfect driving record.
    Sep 3 1
    • Rubrik / Eng
      rkfkl

      Rubrik Eng

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      OP
      I wish
      Sep 3