AutoSep 3, 2019
Rubrikrkfkl

Bought a car with a permit, now what?

I see insurance quotes from Geico as high as 250$. What should I do now? Any insurance agency that considers my 3 year Indian driving history?

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Cloudera shshshsui Sep 3, 2019

I did the same and the insurance company sent me a notice in few months to submit a valid American license or they would terminate the insurance. Luckily I had my drivers license by then. So get ur license ASAP.

Rubrik rkfkl OP Sep 3, 2019

What did you give as your license number?

Cloudera shshshsui Sep 3, 2019

I used my learners permit.

Roku cruella Sep 3, 2019

OP. Get DL asap. Is there something stopping you? $250 a month is bad but I guess u can endure it for a month.

Rubrik rkfkl OP Sep 3, 2019

Does the premium drop immediately after I get my license?

Roku cruella Sep 3, 2019

Yes. Immediately. Just call the insurance company and give them update. If they don't lower it. Shop around and u will find lower one for sure.

Facebook public2 Sep 3, 2019

Get a lisence and get insurance. In short don't break the law.

Roku cruella Sep 3, 2019

Wait. They probably got insurance. Dealer won't sell them car without insurance. Also DMV won't register a car in their name without insurance.

Zillow Group whitehat! Sep 3, 2019

I don't think dmv checks insurance for registration. Dealers may.

Amazon uaqh79 Sep 3, 2019

3 years isn’t that long, that would place you at a 19yo level of experience in the US. $250/month for a 19yo sounds about right tbh. Also I’ve heard that the rules of the road are a fair bit different there?

Roku cruella Sep 3, 2019

No insurance company considers indian exp. The agent might ask if u mention just to show it matters. But in their premium calculation it doesn't.

Amazon uaqh79 Sep 3, 2019

That makes sense to me

Altisource newsearc Sep 3, 2019

Try Statefarm. My friend got a good deal as the agent included Indian experience. Also AAA is one of the cheapest without prior experience.

Rubrik rkfkl OP Sep 3, 2019

Did he get an online quote ?

Altisource newsearc Sep 3, 2019

I think he called them after putting his details online

Juniper fakeTrump Sep 3, 2019

Try farmers. I had the dame experience, they considered my Indian driving history.

Pandora joystick Sep 3, 2019

Get married to someone with a long and perfect driving record.

Rubrik rkfkl OP Sep 3, 2019

I wish