I opted for FUT since my hairloss was significant. I needed around 3500 grafts with possibility of second procedure (which i havent gone under yet). I had it when I was in India(myself being a needfully reverting back man) with Dr Radha Rani although I considered Turkey and Belgium too.
Yes, i have been regular with propecia and minoxidil for last 4 years. I had an initial reaction to it so stopped. Started again after sometime and no side effects after that. I feel side effects are publicized a lot more than they happen