Investments / Retirement fund (401k etc) / Essential expenses (rent, insurance, mortgage, utilities) / Discretionary expenses / Savings I’ll go first 20 / 10 / 40 / 10 / 20 (%)
Roughly the same. Sometimes 0/10/40/30/20 when I’m feeling whimsical.
Hookers / Blow 50 / 50 (%)
This guy gets it!
0/10/40/20/30
My paycheck is too small that it spends itself.
TC too low 😭
TC too low to be divided into the specified buckets
60/10/25/5/0
What platform do you use to manage your investments?
0 / 10 / 45 / 35 / 10
Baller alert!
I save 60% of my post tax pay every month after all expenses. That’s also after maxing my 401k and backdoor Roth. I put all of it in investments in betterment. I live quite frugally even though my wife doesn’t lol. We make 300k total tc of which everything is liquid. I get peanuts in stocks options but have a decent base salary. So I invest it as much as I possible can even though the markets aren’t doing great. Hoping to stay invested for decades to retire early
Oh so you don’t have any savings then? May I ask how old you are?
I have 50k in savings in a high yield savings account as my emergency fund for one year of living expenses. I am 30. I am able to do all this with 175k tc in the Bay Area.