What are the different investment strategies you follow? Like different investment sources, or looking for any patterns before buying something etc. I am very bad at studying patterns to trade stocks etc. Don't plan to buy house for few more years due to visa situation. So I do very basic thing - every Monday I login to Vanguard, buy 4k worth of VOO or VTI or VNQ or VSS index fund, and initiate transfer of 4k from bank account to Vanguard (to repeat the same thing next week). I am worried that I am not diversifying my investments because I am putting everything in stock market. So what else can I do?
Fundrise if u don't care about liquidity
Low cost total market index mutual fund for the long term win. Just stop logging in manually. Set it up on a schedule. Vanguard will let you set it to 100% automatic for weekly or monthly purchases. Forget it exists for ten years, and you'll be good to go.
Besides stock, if you need liquidity, high yield savings/CDs give you around 2.85-3% these days. Income/Bond funds like PIMCO is another way to reduce risk of all stock portfolio. You can invest in startups, crowdfunding and so on.
4k every week? What’s your TC dude?
I’d hire an advisor with that much capital in hand
Married, 🏠 income is 460. In Wisconsin, COL is low - max expenses of 3k per month (1k house rent, 300 for utilities phone internet, 1k credit card bills, and 500 for misc expenses).