401k maxed 1. Which are you guys doing for early retirement? 2. How to maximize tax deductions? 170k, 10yoe
There's lots of articles on this. IIRC if you're young and you think the market growth will out pace the interest then buy stocks.
Looking to see what people on blind are doing
Well how much are you paying in mortgage interest per year?
Your 401k isn't likely maxed (most people think the max is 18k) but regardless if time horizon is more than 10 years stock, else house.
I have planned to pay part of the principle to reduce my installments
Why not do both? Pay off some principal and DCA into ETF. Diversify and don't try to time the market.
Both
Here's my prioritization: max out 401k > pay off the house > invest in *more* stocks
@jezzaaa what kind of tax advise nuggets have been useful from bogglehead ?
Roth IRA. Spousal IRA. HSA.
He doesn’t qualify for a Roth IRA at 170