RSU’s and regret, amd the curse of the blackout period

Apple uendj27
Nov 1 20 Comments

I guess im more just venting here, but does anyone else get stuck feelong regret when they make a good financial decison with their RSU’s?

We have massively long black out periods (60 days I think). The smart thing I know is sell when you can, put in a diversified portfolio (ETF’s Vanguard, etc..). AND I know I shouldnt complain...BUT...it still is hard psychologically to sell at the last time for $210ish, and then see a massive run up in the stock and not think “fuck, I’m missing out on X dollars”.

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TOP 20 Comments
  • New / Eng
    Psynaptic

    New Eng

    PRE
    Neuralink
    BIO
    Working on Brain Machine Interfaces
    Psynapticmore
    Why would "sell when you can" be the smart thing...?
    Nov 1 5
    • VMware / Eng
      vLol

      VMware Eng

      PRE
      Wayfair
      vLolmore
      Diversification
      Nov 1
    • New / Eng
      Psynaptic

      New Eng

      PRE
      Neuralink
      BIO
      Working on Brain Machine Interfaces
      Psynapticmore
      Poor answer. Can still achieve without selling all holdings.
      Nov 1
    • It’s just saying you’re too dependent on your company. Your job + a good percentage of your portfolio depends on one company. That’s not diversified.
      Nov 1
    • VMware / Eng
      vLol

      VMware Eng

      PRE
      Wayfair
      vLolmore
      Your salary is already dependent on your company. Let's say it goes under, you lose all your stock value AND your main source of income.
      Nov 1
    • Apple uendj27
      OP
      Because I think the solid advice is diversify. I wouldn’t buy hundreds or thousands of shares of my company’s stock. So if I have that the wise thing to do is buy ETF’s or some other safe investment.
      Nov 1
  • OpenTable Meliodas
    No. I don’t regret not trying to time the market.
    Nov 1 0
  • Walmart Ciaramella
    The market is on fire in Trumps economy.. dont sell
    Nov 1 4
    • Uber himu00
      Lol Walmart
      Nov 1
    • Walmart Ciaramella
      Our stock is up 24 points YTD 😎
      Nov 1
    • Walmart Ciaramella
      Pity uber stock was not doing so well 🤣
      Nov 1
    • Facebook / Eng McDonaldT
      That generally happens when the federal reserve prints money to buy fuck tons of US equities, thus artificially pumping valuations. 🤷🏻‍♂️
      Nov 1
  • Facebook public2
    That's why people never sell stock.
    Nov 1 0
  • Google əๅɓoo⅁
    On Sep 29 2000 AAPL lost 52% in one day...
    Nov 1 0
  • Tinder trolol
    Hindsight is 20-20. It’s never easy.
    Nov 1 0
  • NVIDIA XBsv60
    Yes this is a common psych problem. But dont hold it unless it is the stock you would buy....
    Nov 1 0
  • Apple AirpodsPro
    I’m with you! Every time I sell vested RSUs and the stock immediately climbs the next few days/week, my mind keeps doing the math of how much I lost by selling early. However, I do remember how I felt when AAPL dropped to $142 just 9 months earlier! Since then, I kind of getting disciplined to DCA sell and park the money in online sav account for buying the dips or DCA into the market once recession kicks off. I have so far sold $160K worth stocks and I have $500K more to go. Still I get that feeling of regret when stock jumps in next few days.... you got to suck up and move forward...
    Nov 2 0
  • Google swinglyf
    No, I can take respond for my own decisions and have a high degree of rational thinking ability.
    Nov 1 0
  • Google qBOd61
    Autosell?
    Nov 1 0
  • VMware / Eng
    vLol

    VMware Eng

    PRE
    Wayfair
    vLolmore
    The rest of the stock you're holding appreciates right? It's not like you don't benefit on the gain. You could just as well have lost money.
    Nov 1 0

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