What is your credit score?

New / DesignUytt234
Nov 30, 2018 22 Comments

And what is the most reliable app to check your score?

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TOP 22 Comments
  • Credit Karma DiskSpace
    Credit Karma is the best app to check your credit score and more.
    Nov 30, 20183
    • Boeing / OpsSgH73
      Chase has same feature if you have their credit card.
      Nov 30, 2018
    • Microsoft / EngTier 1
      Fake News

      Credit karma issues fake scores.

      Use the Experian app if you don’t have FICO 8 scores through any of your banks or credit card issuers.
      Nov 30, 2018
    • SAP kbron
      Agree with this comment above
      Dec 1, 2018
  • Vertivco / Eng
    Warp Zone

    VertivcoEng

    PRE
    YouTube, American Bureau of Shipping, Facebook
    Warp Zonemore
    Below 400. No more cards and loans anymore. No more options for people who are incumbered with bad luck like me.
    Nov 30, 20185
    • Microsoft / EngTier 1
      What how
      Dec 1, 2018
    • Amazon / Eng
      onMyWay

      AmazonEng

      BIO
      AWS
      onMyWaymore
      How the hell do you manage to below 400? That has to be intentional
      Dec 1, 2018
    • LinkedIn / Eng
      Gill Bates

      LinkedInEng

      BIO
      [Insert epic sax here]
      Gill Batesmore
      Probably declared bankruptcy in the last ten years.
      Dec 1, 2018
    • Vertivco / Eng
      Warp Zone

      VertivcoEng

      PRE
      YouTube, American Bureau of Shipping, Facebook
      Warp Zonemore
      Not all of us are lucky. That's what luck is by definition. Nothing I could've done to change it.
      Dec 1, 2018
    • T-Mobile Naively2
      I had bankruptcy and foreclosure back in 2009 and my credit score never dropped below 680. Luck has nothing to do with it.
      Dec 1, 2018
  • eBay / Eng
    seat

    eBayEng

    BIO
    Why did you click on me 😡
    seatmore
    Over 9000
    Nov 30, 20180
  • Intel / Other10% ESPP!
    I get my FICO score from most of my credit cards and my credit union
    Nov 30, 20180
  • New DuQvV7x
    You have 3 credit scores.

    Typically you pay for access to these.

    Credit Karma give you the best approximation of your score. Typically within 3% of the number.

    Which is good enough for free.
    Dec 1, 20182
    • Google jalapeño!
      Credit karma gives you a Vantage Score which can be wildly different than FICO depending on your credit history.
      Dec 1, 2018
    • New DuQvV7x
      That would be the exception and not the rule.

      FICO has at least 6 models of their score (see their site), and Vantage has a few. So your number varies slightly based on which is provided.

      *** UltraFICO is a whole different animal
      Dec 1, 2018
  • This comment was deleted by original commenter.

    • Tableau / EngHanrahan
      Mortgage rates? Car loans? Even insurance premiums depend on your credit score. SUPER important.
      Dec 1, 2018
  • Financial Engines / Datafrugalguy
    Credit karma uses it's own algorithm to guestimate credit scores. my experience is that they are 25-50 points more than what real score it (from.experian, TransUnion etc. ). Overall it's a great to track the trend but I will not take the credit score they give in stone.
    Dec 1, 20181
    • SAP kbron
      Agree, Bank of America or Barclays or Discover have real FICO score. CK, Chase, Citi, have inflated score
      Dec 1, 2018
  • Google engg1
    Why does it even matter? I never take any credit other than the credit cards I already have.
    Dec 1, 20180
  • New / ITloulou
    FICO8 is 790 given by Amex (same one they use to open credit cards).
    Dec 1, 20180
  • Tableau / EngHanrahan
    My Experian Fico score 8 is 840 :)
    Dec 1, 20180
  • LinkedIn / Eng
    goldbug

    LinkedInEng

    PRE
    Google
    BIO
    Full time coder and part time gold dealer.
    goldbugmore
    I use Experian to check my credit score.
    Dec 1, 20180

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