What to look for while choosing healthcare plan, especially if planning for a baby?
I am a woman in my early 30s, planning to have a baby soon. I have an opportunity to choose the healthcare plan at my employer. Any special tips, things to look out for?
I recently found out that sometimes you can be slapped with unexpected medical bills even when you go to the in-network hospital as some services/doctors there might still be out-of-network and you might not even be informed about it beforehand. So, just minimizing the in-network cost is not sufficient. Need to take care that out of network numbers are not outrageous either.
Is this true ^
Also, any other tips/gotchas/things to look out for?