What’s the f-u money in india?

Microsoft giants2
May 13 25 Comments

Been in the US from ~7 years. Thinking of moving back.

Both wife and I will be employed and will make above average TC. Just trying to assess if savings in the US will meet the f-u mark.

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TOP 25 Comments
  • Cavium GUkdFnne
    What is f-u?
    May 13 6
    • New / Eng QTdN03
      flying umbrella
      May 13
    • Nvidia uint
      You broke it 250k
      May 13
    • New / Eng
      10yoe250k

      New Eng

      PRE
      Google
      10yoe250kmore
      fishing uncle
      May 13
    • AppDynamics / Eng software g
      Fuck u money. This means having so much money that you do not need to worry about money for rest of your life.
      May 13
    • Nvidia uint
      You unbroke it g
      May 13
  • Microsoft stokovrflw
    I dunno, what’s FU money for you in the US? My point being you can always want more or upgrade your lifestyle more with more money. So it’s a bit difficult to answer your question tbh.

    Still, I’ll try and make up some numbers. I’d say a house plus some $70k a year income should be enough for a very comfortable life for two—upper middle class, fancy vacation, car, servants, fine dining, the works.

    Edit: you can rent a swanky apartment in a posh nbd for around $1-1.5k / month (depending on the city).
    May 13 2
    • New / Eng QTdN03
      I can have servants with 70K?! Heck yeah! I’m moving to India too then.
      May 13
    • Amazon snowing
      Do it
      May 13
  • Google cEMj22
    India is costly these days. 15 crores at least in a major city. House costs = 3 crore land + 2 crore construction. +10 crore invested so that you can live off on income.
    May 13 3
    • PayPal BB!B
      Are you out of your mind ? OP is not saying he will stop working.
      May 13
    • Google cEMj22
      He is asking for FU money. Not a "decent living"
      May 13
    • Facebook tGTv63
      Really? This seems rather inflated.
      At a conservative 3% that's like 30 lakhs a year, do you really think you need that much FU money after you have a paid for house?

      this is the trap that you set yourself, which makes you feel whatever you earn is never enough. Get realistic with what you think might be your expenses, it will help with your piece of mind.
      ✌️
      May 13
  • Chase / Data McJU43
    Get an expat package from Satya. My cousin did this from his employer and made mad money for 6 years or so.
    May 13 1
    • Facebook tGTv63
      How does work again? What is this expat package?

      Last I checked you get paid local salary and at best keep your unvested stock.
      May 13
  • Apple
    300K

    Apple

    PRE
    AMD
    BIO
    Spittoon of Upper Mgmt
    300Kmore
    $2M
    May 13 0
  • Google wFatDuck2
    Depends where you want to live and what you want. In general if you can live on 3-4% of your invested amount, it can "theoretically" last in perpetuity.

    In the US if I had 2 million invested I'd look at non swe pursuits , that's my personal (perhaps modest) FU money here
    May 13 0
  • Nvidia uint
    One trillion rupees
    May 13 1
    • Facebook tGTv63
      Inflation adjusted in a couple of years it's worth 20$
      May 13
  • Google emc2too
    India will catch up with the us by the time you are old. If you invest wise, it may work out.
    Jul 31 0
  • Amazon halfasser
    7 cr
    May 13 0
  • Amazon yrtew
    1 million$ is good enough
    May 13 0
  • Apple net worth
    $500k
    May 13 0
  • PayPal BB!B
    How much savings do you both have combined ?
    May 13 0