I'm looking to invest in the US in funds like ESPP that give good returns over the years. I'm not resident in America, but can invest in NYSE/NASDAQ through banks where I live. I can do Index funds and ETFs... I need advise for both long term investments and interest yielding short term investments/savings (that I can withdraw from for vacation, emergencies etc) ... Back in my country, I would do mutual funds and I am able to withdraw to pay school fees, and annual rent. Pls note I don't have 401k,Roth IRA that US residents and citizens have access to...
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