International Index Fund (FTIHX) worth it?
I’m rather new to investing, and right now I just have a two fund portfolio to keep it simple: SP500 (80%) & International Index Fund (20%). I chose this split since it diversifies me across US and international… but looking at FTIHX (fidelity’s international index fund), it doesn’t really seem to have any great returns. My question is whether I should continue with this two fund portfolio (or adjust the % allocations), replace FTIHX with another index fund, or just have a single SP500 portfolio. Any insights/opinions are welcomed! Trying to learn about the pros/cons here. Thanks! 25yo TC: 300K #personalfinance #investments #fidelity
Check out recommended allocations created by professionals - betterment core portfolio - wealthfront portfolio - target funds made for retirement accounts Yes international underperformed US in the past but it’s not an indicator of the future
What is the % allocation to different countries in the world in that fund? Or what is the rule that fund uses to determine amount of capital given to every stock?
It’s 1% per country for every 195 countries in the world
That's so stupid. Do not invest in that fund. Go find a fund that weights by country's market cap.
It is worth it. US stock has outperformed international last decade, but it has not been the case all the time. Check the following: 1) To international stock or not to international stock: https://www.bogleheads.org/forum/viewtopic.php?t=386171 2) Investing basics: https://firetobiz.com/investing-basics/ You are welcome.
This was great, thanks
Option 4. Don't take random action based on anonymous poll