If I take a home loan in India, will it be reported to US credit agencies?
Nope, the SSN is more for identity purposes for compliance needs.
It will not show but if you plan on obtaining a mortgage in the US and do not disclose your mortgage in India, you are committing fraud. As usual, H1Bs trying to game the system.
US and India had tax treaty agreements, so Indian banks are responsible to report to Uncle Sam about NRIs account , nothing to hide here ,it’s more over report to IRS ,nothing to share to US private agencies like credit reporting system.
Nope. But SBI asked for credit report and SSN when I took loan many years ago. It didn’t show up in my credit report. It has been 7+ years the loan has been alive but never showed up in US credit report.
Nope
India has CIBIL score, which you can get it from free, just like US
No they don't. But CIBIL is a subsidiary of TransUnion and they may internally have access to that data (though I strongly believe that they wouldn't do it due to legal restrictions).
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Don’t think so. Don’t think India will report this to US credit agencies
I remember they asked for SSN when I opened NRE/NRO account.
NRI has to provide SSN when open any account (bank or loan) ,it’s for reporting to Uncle Sam but not US credit agencies.