Software Engineering Career
17h
1824
FUCK LEETCODE
Tech Industry
Yesterday
855
A lot of people here serve money and not God
Tech Industry
12h
2030
Serious question: why are Indian marriages arranged?
World Conflicts
5h
346
Do Any Jews Recognize That Their Side Used Terrorism?
Software Engineering Career
Yesterday
377
Would leaving Apple after 1 year for Microsoft hurt my resume?
I’m also interested. Is putting a pretty large amount on their 5% APY account safe?
Fdic insured up to 2 million
I’ve used it for years and trust it.
It’s fine, but you can pretty much do the same with a boggle head portfolio. All Wealthfront/Betterment do is track the market
Not entirely true. The value add for me with Wealthfront is the tax loss harvesting and direct indexing both of which have saved me much more money than Wealthfront down annual fees over the years. But you don’t really reap those benefits until you have a few hundred grand saved
OP, I feel like if you’re asking those kind of questions you have a lot of research to do. Nobody can tell you one or the other but both have rules and limitations. Personally my Wealthfront accounts are neither just standard individual investment accounts.
Robinhood VTI monthly auto deposit is all I need
I’ve had a (small) portfolio with them since 2016 untouched. The US stocks and US dividend growth stocks category has grown a little over 100%. Emerging markets 27%. Foreign stocks 49%. Real estate 19%. Foreign bonds -1% (lost money over 7 years), corporate bonds 10%. Total gain was only 52% over 7 years. Just putting everything in an S&P500 index fund would have been a lot better in the last 7 years. This would have been around 140%. Ymmv
The tax harvesting helps during tax season.
Just get Vanguard