Heard from a friend that Airbnb employees have an internal benefit due to some tie up with a bank that let's them get a 4% interest rate on mortgages. Is this true?
Don't know about Airbnb, but Google and many other big tech has relationship discounts with local banks (like First Republic and Wells Fargo), I closed with FR w/ 3.6 on 10y ARM, in March they even approved me for 2.25 on 30 year fixed.
Talk to your banker.
OP we did have a relationship with first republic for a reduced interest rate on home loans / personal loans but I think this offer went away recently.
Don't know about Airbnb, but Google and many other big tech has relationship discounts with local banks (like First Republic and Wells Fargo), I closed with FR w/ 3.6 on 10y ARM, in March they even approved me for 2.25 on 30 year fixed. Talk to your banker.
Why didn't you get the 30 yr fixed?
You didn’t go with the 2.25% because you think rates will drop lower than that? Lol Don’t listen to this guy, he doesn’t know what he’s doing