Hi Blind, I have a Chase Home mortgage on my SFH which a bought a few months ago. I had got a 3% 30 yr fixed loan with $5500 in lender credits which I used towards closing costs. I still have about $760K left in mortgage. The house is worth around $1,070,000 based on the latest comps in the neighborhood. I am looking to refinance my mortgage to a lower monthly mortgage payment. Please advise lenders (credit unions, banks) with rates I could get. My credit score is 730 with no other loans. #mortgage #housing TC: 200K Location: Bay Area
Check with quicken loans. Dm for their LO contact info
I’ve good referrals, dm if interested
Check with chase if they can give you lower interest (by opening a new brokerage amount and putting money in it ) if that’s not an option then 2.625 is pretty good with your credit.
Just closed with loan depot in 30 days for refinance. Did take some follow ups but got 2.375% interest rate, 30 yr fixed, no closing costs or points. LTV<60. Loan amount ~680k
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Closed now - thank you all
Get a rate from better.com or any other online mortgage broker then have chase match it (I'm assuming your private client)
Gotcha, thanks. I got a quote from Loan Depot for 2.625% with no closing costs from the lender. They'll charge $500 extra for appraisal.
Is it considered as jumbo loan? How much is your loan balance?