Anyone with experience in investing in India
I am thinking about investing in Nifty 50 in India. I am thinking about making monthly contributions as part of diversifying my portfolio with international stocks. Also I think India has a good growth potential for the next 10 to 15 years. I am not planning to move to in the long term. Just invest and cash out at a later time. Does anyone have any recommendations on this? Do you think I will end up making less the S&P 500 on a long term due to exchange? Please share your wisdom. Also what is your opinion on a similar index such as "Nifty next 50". Thanks! TC: 400k
My issue with investing in india is lack of regulatory enforcement. Yes there’s SEBI and all it’s rules but it’s still too easy for public companies to siphon investor money in private pockets. With that I doubt how much of Indias growth potential translates to retail investor profits in a reliable manner
My thought process is with growth comes more disposable income for the general population. Hence more will be interesting in investing into the market and indexes are a lazy way to invest for most.
Like if you look at the indexes there has been a large amount of growth in the number of retail investors in India since the pandemic, similar to that of the US. But since the number of people in India is higher, I am speculating that the value and volume of trade will be higher in the long run. Since people now have the habit, the means (investing tools like Zerodha) and information on financial products (largely from social media). And I would like to somehow capitalize on this. If you look at the numbers Nifty 50 has a 75% growth from pre-pandamic level compared to the 54% of S&P in the same 5 year window. Also Nifty 50 didn't face as much of a downturn last year as the S&P. So the markets aren't as intertwined. So I thought diversifying might be good?
I’m from India and bullish on India market. Within 3 years, market going to make another jump. Don’t know exactly when but within 3 years for sure it’s gonna be double. I will suggest go with some flexi mutual funds, these are active funds also usual cost is 0.5-0.8%. These flexi funds has holdings of good pack of small caps and mid caps. You can check their past performances as well.
Thank you!
Nifty 50 is great choice ,also watch out IPOs(need some ground work to identify the good one). HDFC/ICICI offers NRI demat/trading account. 10 to 15 years timeline with SIP investment potentially multiply your investment(though currency depreciation).
Yeah thanks for the suggestion! I was looking into some ETFs that follow the Nifty index. Icicinifty seems to be the one with the lowest expense ratio. So I was thinking of going with that. Does the demat trading account still charge commission for executing the trade in India? Or have they moved to the commission free trading model like the US?
I would suggest inda and epi