Does ESPP program offer have a holding period? Or, you can sell immediately? #personalfinance #investments
You can sell immediately
But there must a limit on number or % shared that one can buy on essp in a month or year right? Else its easy to make free money from this
From other posts on blind, maximum ESPP contribution limit at Apple is 10% of your annual salary, and no more than $25K annually.
So even the worst case strategy is buy for 25K at discount and sell immediately and take the margin (the discount on 25K after cap gains tax)
You can sell immediately. Max contribution of 10% of your base. You get 15% discount on the lowest of first and last day price in the window
when you say sell immediately does that mean after the 6 month window? just joined recently
What broker does apple offer for 401k and rsu?
e-trade for RSU, can't remember 401k
Omg no alternatives?😕 can you delay vesting or auto tax withholding?
If a blackout coincides with ESPP best date, if you’re in a very high position that forces you to participate in the blackout, you would have to wait
Interesting, do you know how common is such an event at Apple?
Doesn’t effect most of the people specially ict engineers. If you are that important you ll know about it pretty well ahead.
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What is a holding period in espp? Shares get bought at a discount and you can sell them or not. It’s your decision whether immediate or later.
To clarify, some companies don’t let you sell for a mandatory holding period after stocks are purchased at the end of offering period. From your response, it seems there isn’t any such restriction at Apple.
Yep no such restriction. Once bought it’s yours.