Hi, I want to get some returns on the down payment i saved which is just sitting in the bank for house offer to get accepted in Bay Area (which is taking forever) How can i divide my 150k across to get max possible returns, example opening new citi bank accounts?? No stock market please. Which banks to target, please name a few that worked for you. No plan on CD as i plan to buy a house anytime soon. Please advise comment any strategy TC 200k #bayarea #sanfrancisco #money #tech #software #tech #salaries #software
Crypto is an option ..that you should never try.
Savings accounts you can get 2% with fidelity and 3% with capital one Refs Fidelity: https://accountopening.fidelity.com/ftgw/aong/aongapp/interestRates?type=fcma Capital One: https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account
Thank you very much
PNC 3.5
Marcus by Goldman Sachs gives 4.3% for 3 months with referral. Feel free to DM me for referral
Put it into a 12-24 month CD w/ 5% interest unless you are buying a house soon.
Good idea but plan is to buy a house anytime soon So long term CD... No
I feel even these bank bonus might be better than 3 month CD rates