Best credit card for Travel rewards and travel related perks?
Confused between Amex Platinum vs Chase Sapphire vs Capital One Venture X. Please share your recommendations.
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I have the Amex Platinum and love it for traveling. The Platinum card's only use and purpose is for travel. I love the $200 airline credit, free global entry, free upgrades for rentals and hotels, and throughly enjoy the amex centurion club in most airports. Also you get double or sometimes triple points for booking flights with the card.
Do you think you get way more than $695 worth of benefits?
It’s “airline fee” credit mind you. Only way to get more than one point per dollar is if you book hotels or flights through their travel portal or book flights directly from airline website. You can’t even get bonus points for rental cars or primary damage coverage with this “premium” travel card. Centurion lounge is good but be prepared to wait in long lines and pay 50 per guest only to use it for 5 minutes before you have to board. Walmart plus is the biggest joke to remind you if you get this card you’re not the ones shopping at Walmart. Other things include Hilton gold, Marriott Bonvoy where they give you couple bottles of water as “perks”, saks fifth avenue credit if you wanna shop there. Uber credit for their overpriced rides or food delivery. Concierge that you will use maybe twice a year. I’m downgrading mine to gold after this year. This card is hard to get value back. I’m not Ryan from Up in the air. My firm doesn’t let me use personal card for travel.
Bilt. Dm for referral.
How much do you spend annually and which categories? Amex gives 'gold' status memberships to hotel brands Chase I like the 1.5 redemption within their travel booking system (and I like that I can transfer over points from some other Chase cards) I don't know much about Capital One
I have the Chase Sapphire Reserve and now the Capital One Venture X (about a month now). Comparing the two, I think the CSR is better. It is a more mature product - more transfer partners, similar but better points categories, more ways to redeem points, and if you have the Freedom Unlimited and Freedom Flex cards - you can earn more points per dollar and transfer them over to the CSR. I heavily considered the Amex Plat, but decided against it. To me, unless you travel for work or otherwise travel regularly (once to twice a month) it is not a good deal, despite the awesome sign up bonus. I would be hard pressed to make up the annual fee. I personally think it’s more of a status symbol, than a practical card. But I have a friend that swears by it. They regularly give him retention offers, their customer service is great. In terms of cost to value ratio, I personally think CSR is the best. It hits the sweet spot. Amex Plat is the most expensive and the hardest to redeem value for. C1 VX is the cheapest but most bare bones. It doesn’t do enough in my opinion. If you’re interested in either of these cards (CSR or C1 VX) DM me for a referral 😉
I had all 3 .. now back to just amex platinum.. it was just more convenient for me with well over 695 in credits .. lounge access and premium resorts benefits was the biggest difference for me though. Ymmv Certainly customer service for premium travel on amex is miles ahead of venture x
Capital venture x pays for itself with benefits, downside being using there portal, this also means they bump up prices. Chase is too costly for the reserved with benefits less than price paid and preferred doest cover much. Check your requirements and explore the cards.
Venture X and forget the world.
Check nerd wallet and points guy.
I did.. I want to know from personal experiences