I sold some stocks and have about 1M cash. Have about half of it in Wealthfront and the remaining in brokerage account. Please suggest some ideas. Dividend stock buy a 1M investment property TSLA/NVDA QQQ/SPY Invest in India What else?
VTSAX and chill
VOO and chill if young
šµāš«
You lost me at innings
OP same situation here is what Iām thinking: - 750k in VTI taxable account at brokerage - 250k money market account 5% - Not liking real estate prices or interest rate. Buying a home with cash is a big gamble and headache to manage with renters, prop management, etc. - 500k already exist in tax deferred accounts Iām waiting for a 10% drop in the market which is irrational, but Iām just having a hard time sinking this much into VTI in a single swoop. DCA strategy doesnāt actually perform all in strategy so just need to gain the confidence one of these days. Curious why youāre considering India? Just listened to the last all in podcast? š
Yeah DCA even if for 6 months definitely on my mind
Is there a specific reason to prefer VTSAX (mutual fund) to VTI? From what I could find, the expense ratio for VTSAX is 0.04% vs for VTI is 0.03% and they track the same broad basket of stocks. The VTSAX also has a minimum $3k requirement (not an issue for anyone on Blind but something to be aware of) What are some benefits of the mutual fund route vs the ETF?
Agree VTI is more tax efficient but curious about holding bonds in taxable. Shouldnāt bonds be in tax deferred?
VTI
All in?
Iām all in! Read this blog https://jlcollinsnh.com/about/
What is wealthfront? Is it hysa or robo advisor?
Just sold "some" stocks for 1M!? What's the total value š¤
VGT all in
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This Better returns + if you need to go back due to Visa / GC
Do this only if you have plans to go back to India . Once you put in Indian REI it is extremely difficult to bring that money back to USA