AmazonKkHj08

Best Vanguard picks?

Currently at Amazon and want to sell some of my RSUs to help diversify. I’m thinking of selling 1/3 of my RSUs every vest, then putting them into Vanguard index funds. I’m curious if others sell part of their RSUs each vest? Also, which index funds to people invest in? I am thinking VFTAX, VFIAX and VGT. TC: 280k #investments

Amazon jydeem May 15, 2023

Why not fidelity

Amazon KkHj08 OP May 15, 2023

My 401(k) and RSUs are already in Fidelity. While it’s a pain to manage to separate accounts/brokerages, I wanted to remove any the risk of having all my money in one spot.

Google AI-ML Baba May 16, 2023

That shouldn't matter. Settled security holdings are not subject to insurance max. If Fidelity goes kaput your securities are still yours - they'll show up at another brokerage in a day or so. Only unsettled securities and cash are subject to the SIPC insurance limits.

NVIDIA qwerty+ May 15, 2023

VOO, VTI, VGT, VUG

Salesforce buttforce May 15, 2023

Whats your allocation in these ETFs

Salesforce buttforce May 15, 2023

Also do you do ETF over mutual funds?

Intel ana1-mem May 15, 2023

VTSAX

Google AI-ML Baba May 16, 2023

BND, VNQ, VTI, VXUS for me. Those is my allocation: 15% in BND 5% in VNQ 64% in VTI 16% in VXUS Increase BND as you grow older.

Microsoft Yh7w9oe May 16, 2023

VTI and chill. Add 20% VXUS if you wanna diversify more.