What is the better Chase Freedom Unlimited sign up bonus? 1. $200 cash back after $500 in purchases in the first 3 months and 5% back on gas for the first year 2. Earn an extra 1.5% cash back on up to $20,000 in purchases for the first year I don’t spend a lot on gas since barely use my car, and I also don’t spend a lot on food as we have a special charge card at work for most meals during the week since I go into office. I’m thinking #1.
Simple math. -13.5k is the amount you need to spend in a year to start beating option 1. So take option 2 if you’ll be spending more, otherwise take option 1
Don't drive much (northeast city dweller), #2 for me all the way. If you drive regularly #1 sounds much better