Chase Preferred -> Sapphire upgrade worth it?
I have Chase Preferred and Chase Freedom. Freedom is nice with decent points and no annual fees, Preferred is not that great imo even though it has a $95 annual fee. Freedom gives more points for some purchases than Preferred does. Since I travel pretty frequently, should I just upgrade Preferred to Reserve? Reserve has pretty amazing deals and I think it’ll pay for itself. Or should I get a new Reserve and keep all 3 cards with Chase? And if I do upgrade, do I still get the same bonus points after the $4000 spend in the first 3 months? Or should I get Capital One Venture X? TC 230k
I upgraded 6 or 7 years ago. It’s totally worth it. In addition to travel credit, I’ve gotten really good use out of Priority Pass, and the DoorDash/Lyft/Instacart memberships.
Priority pass does nothing now. Nobody accepts it and the lounges are turning into zoos because everyone has it
I think it depends on the lounge. In the past year, I’ve used it several times at SJC and the restaurant credit at SFO/other airports. We got stuck in Charlotte a few years ago. I have an Admiral’s Club membership but we used the Minute Suites PP credit to take a nap before heading back to the Admiral’s Club. I think Chase SR might be the only one that gives you restaurant credit. I know American Express doesn’t.
I also have Sapphire Preferred, but I decided to not upgrade to Reserve but went with a Capital One Venture X and I feel it is so worth it. All the perks similar to Reserve and annual fee is nearly 0. DM me if you need more info
I did this too
I got amex platinum and I it suits my needs better. 200 hotel credit, 200 airline credit, 200 uber credit. 189 clear credit. I think you can get 125K points as sign up bonus right now which is one of the highest. Feel free to DM if you more info or referral.
Venture X would be better with the same benefits and less annual fee.
I would recommend Venture X as it has the same+ benefits with a lower annual fee. Watch this comparison: https://youtu.be/TQ8vzLa_Hk0
I have CSP but it misses a few things especially lounge access, i just got Venture X and its a perfect card for it. $395 fee but easy to offset ($300 travel credit, 10k miles annual anniversary so they technically pay u $5 to keep the card) 0. Unlimited Lounge access + 2 guests 1. Up to 4 Free authorized users (they can apply 0 above). 2. Tons of travel benefits, insurance, etc 3. 2x for everything so it's a catch all card for some lazy people or those who have no time to track. Let me know if you have any questions. Happy to answer via DM too
If you’ve had Preferred for > 4 years, downgrade to Freedom Unlimited and apply for a new Reserve to get the bonus points.
I already have a freedom unlimited. Can I still downgrade the existing preferred card (to maybe chase freedom flex)? And would you say that chase reserve is worth it (if you’re paying/know about it)?
https://youtu.be/TQ8vzLa_Hk0