Chime (FinTech) culture. Is it real? Eng only!

I’ve seen really great reviews about chime here on blind (not so great on comparably). But lately I’ve also seen that a lot of people have been saying that the positive reviews and comments are coming from recruiters and kool aid drinkers. SWE / Eng at Chime, if you are out there please respond to this thread about what it is really like at Chime and what you truly think about the company’s future. Would love some raw, true perspective on this. Thanks! #engineering #software #swe #google #facebook #amazon #apple #stripe #plaid #confluent #affirm #datadog #square #twitter #roblox #asana #newgrad #remote #worklifebalance #snap #twosigma #microsoft #databricks #lyft #uber #robinhood #coinbase #palantir #linkedin #bloomberg #salesforce #dropbox #block #chime #pinterest #hrt #figma #instacart #doordash #instabase #Airbnb #akunacapital #citadel #offers #vs #ipo #culture

Apple code jello Dec 24, 2021

Only chime I know is from Amazon

Continental lchard-yes OP Dec 24, 2021

Well…..this was helpful I guess

Chime jjhhddd Dec 24, 2021

- visionary leaders - smart colleagues - collaborative and compassionate culture - competitive pay What else you are looking for a job?

Continental lchard-yes OP Dec 24, 2021

Thanks for the reply. Looking for all of that + long term stability of the company itself

Chime vscodez Dec 24, 2021

- Visionary leaders - ok yea, I’ll agree to that - Smart colleagues - 60% agree here - Collaborative and compassionate culture - hard disagree over here. A lot of people feel it’s beneath them to document things or help people out. My previous company had people explaining things and help each other out in a way that’s nowhere close in this company. - competitive pay - conditional on ipo success which I do think will be a success. Not as wildly successfully as others here believe

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AI_ML_FUN Dec 24, 2021

I have a couple friends who work there and they absolutely love it. They also say it’s overvalued and has zero moat but they’re riding it out anyway lol.

Continental lchard-yes OP Dec 26, 2021

It’s great that they love it but the zero moat is a bit scary

Chime currentval Dec 24, 2021

A little from column A, a little from column B. I faced a similar quandary last year before joining. Trust your instincts, they’re probably right. Chime has problems like any workplace, it’s neither hell nor utopia.

Continental lchard-yes OP Dec 24, 2021

Definitely agree every place has its good and bad. The only thing that made me weary is that most if not all comments or reviews about chime were about great and perfect it was. It was hard to find a post that talked about the good and the bad

Chime chimer$$ Dec 24, 2021

Been here for a year plus. I just love my immediate team and org. I am not sure about other orgs tbh. But we have new higher management people. So, I am hoping that things won't change too much culture-wise.

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rickjames1 Dec 24, 2021

Don’t work there but I’ve heard their remote policy and culture is pretty muddled since they don’t really do that. Huge deal breaker for me when I was looking at them

Chime currentval Dec 24, 2021

Depends on the team. Some teams are all remote, others are not.

Boeing hi.k.bye Dec 24, 2021

So are you going to join?

Continental lchard-yes OP Dec 24, 2021

Still deciding

Amazon //int_i=0 Dec 24, 2021

slack is better than chime

Chime chimed Dec 25, 2021

For a balanced review here are the weaknesses of chime: - Career development and career growth are a mess. They don’t have a mature leveling guide or consistent promotion criteria across the company. Your performance review and promotions are at the sole mercy of your manager so make sure you don’t get incompetent leadership like I did - Consensus driven culture means being nice can be prioritized over being honest, objective, and effective. There are low performers that you can’t do anything about - No refreshers until 50% of your initial grant vests. It feels very much like the older employees are highly favored as most policies skew their way. - It’s rare to get 100% of your annual bonus, do not calculate 100% of it into your total compensation— 50-75% is more accurate. I was told before I joined that everyone “always gets their full bonus” — this was untrue.

Meta hhhhhhh111 Dec 25, 2021

Appreciate your honesty, which was surprisingly lacking when ppl talking about Chime.

Chime iReD76 Dec 26, 2021

Agree with everything above except "rare to get 100% of your bonus". The bonus program was implemented this year and is paid out 50% for H1 and 50% H2 depending on OKRs. In otherwords...we have only gone through 1 bonus cycle with the 2nd one coming around now. Not enough data points to describe it as rare. That being said whoever told you everyone "always gets their full bonus" was most def. talking out of their ass lol

Amazon chillzed Dec 28, 2021

Hey OP did you decide to join

Chime bbs763 Mar 2, 2022

Posted this on another similar thread: I’d be cautious about management and culture at Chime. Senior leadership and executives are too in the weeds, leaving little room for autonomy and space to do your best work. Very prescriptive leadership style. Some teams are extremely toxic (lots of posts recently on internal blind about this). Product overall lacks strategic direction. Pluses are generous benefits and extra long weekends every month. Pay is good too. I came from FAANG, and not impressed or inspired by the type of work. Money isn’t everything to me, so I’m beginning to look elsewhere.