Looking to buy a Tesla Model 3 and wondering what the best bank auto loans are. Currently use BECU
Unless Tesla has an advertised 0% financing program, it’s not worth the multiple inquiries the car dealerships pull for each lender they shop. The sheer number of inquiries just becomes a mess on your credit report and takes 2 years to fall off. Attached is what my credit union offers. If yours is within a half percent, you should still feel like you got a good rate. My credit union (Carolinas Telco FCU) has a blanket rule that if you have a 680 FICO, you qualify for the advertised rate.
Just save the what would you potential EMI every month. By the time, you have the car, you should be having the complete amount.
Burn!
lolol