Trying to understand these option-buying platforms and what the terms and conditions are when they lend you the $ to buy options.
Equitybee is not an option buying platform and they also don't give out loans. It's based on forward contracts. This is why you're not at risk if your company goes under, like in the case of a loan.
There were various lenders but these days no one want to engage or if they do they charge close to 50% of your equity in return
50% is brutal!!! Why not just take a loan ??
If you believe in your company exiting successfully they go for loan. But remember, you will also have to pay amt if applicable the next year . It’s all about risk tolerance