First Republic Bank?
Are they good? Looking to get a line of credit ($100k @ 3.8-3.95% APR) + mortgage ($1.1M @ 4.6-4.75% APR) using employee discount there.
They are pretty good but they will want you to move all your existing accounts to their bank. It is little weird but they will tell you that during underwriting. Also check for pre-closing and pre-payment costs. Is your home eligible for their eagle community program?
Hi VMware, I am applying for loan with first republic in a community which qualifies as eagle community program. They have offered a interest rate of 3.75 for 30 year fixed, What does that mean, is it same as jumbo loan??
Depends on the loan amount, but if its underwritten- congratulations
Rich people bank; they have cookies in their lobbies
Someone is giving you money at a good rate. Does it matter whether they are good or bad?
Would u be interested in buying some FTX/FTT tokens at a discount?
I checked with them last month. They were quoting much higher rates than this along with many restrictions (25% down payment, setting up direct debit of full paycheck in their checking account, 25k min balance etc etc). Too many asks. So, I decided it's not worth it. How come you got that rate? Any such restrictions they wanted?
First Republic has discount program/special rates for Google employees.
They have worked out for me, I have a 100k personal line of credit from them and no hassle. I donโt know about mortgage though.
What does it mean to ask if theyโre any good. Either they give the money or they donโt and that makes them good.
Like, are they going to ask you to do all banking there? Minimum account balance? What about when something goes wrong, like cashing an insurance check if the place burns down, or if the it security good?
Loan is ok, deposit is not They're technically net worth insolvent
What is the interest rate ?
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