The Premera connect plan has no in-network primary care providers in Seattle, only in East side. Which plan do you then choose? I'm leaning towards the HSA, but I don't know if that has better options in Seattle. I don't want to go all the way to Redmond if I'm feeling unwell if I live in Seattle (Capitol Hill, for example).
You can use the Premera HSA plan with literally any doctor. Does not have to be in network.
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Doesn’t MS have in house clinic?
That's in Redmond. If I live in Seattle I don't want to have to commute 40+minutes to see a doctor. I would certainly use the clinic when convenient.